Jinan provident fund Jinan provident fund inquiry

2022-07-22
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1 Jinan provident fund inquiry

(1) website inquiry. Employees who need to inquire about the balance of personal reserve account and loan information can inquire through the online service hall of Jinan provident fund management center

(2) outlet inquiry. For the inquiry of Jinan provident fund, we can inquire through the service outlets subordinate to Jinan provident fund, or through its entrusted bank handling points. The specific outlets and bank handling points can be inquired through the official website of Jinan housing provident fund management center

(3) telephone inquiry. Employees who need to inquire about Jinan provident fund payment information can call Jinan housing provident fund management center at 0531-12329

(4) wechat query. Users who need to query provident fund deposit information and loan information can also query by paying attention to the wechat "Jinan provident fund"

2 Jinan provident fund deposit

(1) about the minimum deposit base. According to the relevant documents of the State Council, Shandong provincial government and Jinan municipal government, the minimum deposit base of Jinan provident fund is based on the minimum wage standard of Jinan in the previous year. Through the document "notice on publishing the provincial minimum wage standard" (lzz [2017] No. 86) released by Shandong Provincial People's government, we found that the minimum wage standard in Jinan in 2016 was divided into two levels, 1810 yuan and 1640 yuan respectively (different districts have different minimum wage standards). Therefore, we can conclude that the minimum provident fund deposit base of Jinan from July 1, 2017 to June 30, 2018 is 1810 yuan and 1640 yuan

(2) about the maximum deposit base. According to the requirements of relevant documents, the maximum deposit base of Jinan provident fund cannot exceed 3 times the average salary of on-the-job employees of legal entities in the previous year. By querying the documents released by Jinan Municipal Bureau of statistics, we know that the average wage of on-the-job employees of legal entities in Jinan in 2016 was 63996 yuan, that is, 5333 yuan per month, which cannot exceed three times, that is, the maximum deposit base of Nanshi from July 1, 2017 to June 30, 2018 was 15999 yuan

(3) about the deposit ratio. According to the relevant documents issued by Jinan housing provident fund management center, the minimum contribution ratio of Jinan housing provident fund is 5% and the maximum is 12%. The specific contribution ratio is allowed to fluctuate between 5% and 12%. In addition, units and individuals must pay in the same proportion

3 Jinan provident fund loan

(1) loan amount. According to the information found on the official website of Jinan provident fund management center. If it is a double working family and both of them have paid the provident fund, the loan limit is 600000 yuan (including 500000 yuan in Pingyin, Jiyang and Shanghe counties). If only individuals have paid the provident fund, the loan limit is halved (Pingyin, Jiyang and Shanghe counties are also halved)

(2) loan proportion. According to the relevant documents of Jinan municipal government, the proportion of loans for the first set of housing cannot exceed 70% of the total housing value, and the proportion of loans for the second set of housing cannot exceed 40% of the total housing value

4 withdrawal of provident fund in Jinan

according to the regulations of Jinan municipal government, there are 14 situations in which you can apply for withdrawal of provident fund, specifically: house purchase and no balance of provident fund loan in this department; Construction, renovation and overhaul of self owned housing without the balance of provident fund loans of the Department; Rent commercial houses without self owned property rights in Jinan; Property fee withdrawal, etc. There are more withdrawals. Users can query through the official website of Jinan housing provident fund management center

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